Life can be a windy road and sometimes unforeseen circumstance can lead you to fail on repaying loans in full or be regulary late on credit card payments which will affect your credit rating to bad or poor. With Budget Car Sales, we're here to help.
At Budget Car Sales, we offer quick and easy pre-approved financing wherever you decide to buy your vehicle from. Whether you live in Ontario or Alberta or buy your car from Manitoba or Quebec, we can get you the loan you need.
Of course! We have a variety of options and plans to get you the car loan you need.
We have 3 certified Financing Specialists that act as brokers for your financing needs. They shop around using their unmatched buying power and have over 80 years of combined automotive experience to get you the loan you want.
Each loan will vary but often you will be approved with no down payment needed.
We have access to over 30 lenders of all varieties that we will quickly match you up with and quite often, you'll be able to pick up your vehicle the same day!
If you've never taken out a loan or never had a credit card, your rating will considered as No Credit. Simply getting a loan or credit card that you consistently pay back on time will help to establish a good credit rating.
We often suggest that you apply for a pre-approved loan to determine how much you qualify for. Knowing that you're pre-approved, you can get shop with confidence and save yourself the time and hassle.
Most definitely! After you've ben discharged from your bankruptcy, you can begin to restore your credit rating with an automotive loan.
Most definitely, please inquire with us as we have a variety of lenders to match you up with.
Applying online is completely free.
Yes, your old car is worth money and can help to lower your monthly payments!
Most of the trade ins we get still have money owed on them, we simply apply and adjust the difference in your monthly payments.